uhcu.orgUnited Heritage Credit Union Banking | UHCU

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What can we help you with today? Now is the time to buy a home. With the lowest rates we've ever had and personalized service, now is the time to purchase a house. Don't miss out on this unique opportunity. Find Out More We're ready to help you buy a car. Rates are as low as 1.79% APR. And as always, you can finalize your loan without leaving your house. If you’re ready to buy a car, apply today to get pre-approved! Take the Wheel Skip your loan payment. Our Summer Skip-A-Pay program allows you to skip your June, July or August loan payment. Find Out More COVID-19 Information We're posting the latest updates on the COVID-19 coronavirus situation here. Find Out More Explore More Topics Branch Appointments Certain lobby-only banking services, such as safe deposit box entry, are available by appointment only. Appointments may be requested by filling out the form online by clicking the button below or by calling our Member Service Center . Considerations will be made on a case-by-case basis. Request an Appointment COVID-19 Coronavirus Information Keeping you informed. We understand that this time is challenging and creates additional stress for you and your families. We are here for you and still committed to serving you and your financial well-being. This page provides information on the services available right now, how to contact us, assistance options available for members and more. We continue to update this page as new information becomes available. During this time, our branch teams, backoffice staff and everyone in between is United With U. We appreciate our members now more than ever! Find Out More Auto Loans Take advantage of great deals. Whether you are buying a new or used car or refinancing your current auto loan from another lender, we can help. When you finance your vehicle with UHCU, you get the best of both worlds - low rates and exceptional service. In addition, you can finalize your loan without leaving your home! That's right, by using DocuSign to securely sign loan documents, you can complete the loan process all from the comfort of your home. Just a few of the ways we're here to help with every step of the process. Rates as low as 1.79% APR Personalized service Quick and convenient loan closings from home with DocuSign Assistance navigating the process Ask about no payments for 90 days! Learn More Apply Now Home Loans Historically low rates. Now is the time to buy. At United Heritage, we're increasing our home loan product offerings while other lenders are scaling back. With historically low rates and personalized service, we're here to make financing your home as simple as possible. Whether you're looking to purchase a home, refinance from another lender or take cash out using your home's equity, we have options for you. Historically low rates Get pre-qualified with no up-front costs Assistance navigating the home-buying process First-time homebuyer assistance Learn More Apply Now Summer Skip-A-Pay Skip your loan payment this summer. Enjoy your summer with our Skip-A-Pay program, which allows those who qualify to skip their June, July or August loan payment. Learn More Let's Get Social Follow us on Instagram! We'd love for you to join us on Instagram where we post about all kinds of things, including: Our awesome giveaways Helpful articles with topics on home buying, car shopping and personal budgeting Information about our services and so much more We'd love to have you! Click the button below to visit our Instagram profile and click Follow. Follow @UHCU on Instagram Subscription Summer Giveaway Enter to win yearly subscription boxes and services! Summer plans look quite a bit different this year and a lot of people are spending more time at home. For these reasons, we decided to revamp our summer giveaway into Subscription Summer! Enter to win yearly subscriptions each week to some really cool subscription boxes and services. Enter via the form on our website once per day as your official entry and interact with our social posts for extra entries. Full details available by clicking the button below. Enter Now Always here for you. Just a click or a phone call away. Our goal is to provide you with personalized service that meets your needs. In order to provide our members with the most convenient services possible Visit a branch today: Cedar Park (Lobby Temporarily Closed) Georgetown (Lobby Temporarily Closed) Kyle (Lobby Temporarily Closed) Lakeway (Lobby Temporarily Closed) North Austin (Lobby Temporarily Closed) River Place (Lobby Temporarily Closed) Round Rock (Lobby Temporarily Closed) South Austin (Lobby Temporarily Closed) Southwest Austin (Lobby Temporarily Closed) Tyler (Lobby Temporarily Closed) Westlake (Lobby Temporarily Closed) Location Finder Texas Proud. Where you bank matters. Service that WOWs We treat members like our neighbors because sometimes, they are. We pride ourselves on our service and love of community. 30,000 Free ATMs Don't be fooled. Just because we're not a national bank it doesn't mean we don't have a national presence. Branch Services We provide our members with the most convenient services possible. Greater Flexibility We're not a call center, we're here to provide banking solutions and will work with you in person or over the phone. Local Focus We are here for Texas. Banking with UHCU is an investment in the community. We're focused on Texas, not Wall Street. Lower Fees Don't let fees get you down. We firmly believe in taking care of our members' whole financial being. 512.435.4545 Austin/Central Texas 903.597.7484 Tyler 800.531.2328 Toll-Free Stay in Touch News & Events Contact Us Careers Visit a Branch Get to Know Us About Us Community Involvement United Heritage Charity Foundation Online Services Online Banking Mobile Banking Programs & Resources Informational Articles Security Center Financial Advice Glossary of Terms General Help: ask@uhcu.org Español: ayuda@uhcu.org Routing Number: 314977188 More than accounts and transactions, we take a personal approach to your financial needs. Take a closer look, and see how United Heritage is better. Accessibility Privacy & Disclosures Rates & Fee Schedule You are now leaving the UHCU site. You are leaving UHCU’s website. Our website contains links to third party sites and other resources not controlled/operated by UHCU. Once you are linked to another site, you are subject to the privacy/security policies and terms of use of the new site, which may differ from those of UHCU. United Heritage Credit Union is not responsible for the content on any linked site and represents neither you nor the third party in the event you enter into a...